Where Timely Topics Take Center Stage
A Continuous Flow of Dynamic Panels
Covering the industry from every angle
Updated regularly. Schedule subject to change.
AI Culture
Capital Markets
Lending
Servicing
Valuation
Settlement
Policy & Compliance
Legal
Insurance
Property Management
Sunday
4:30-6:00 p.m.
AI Design Discussion Lab
This dynamic bonus session, conveniently hosted directly before the WelcomeReception, will offer practical explorations of how AI is being used in the mortgage sector, while sharing insights, evaluating strategies, and identifying metrics for successful implementation and growth. Hosted at the Texican Courthotel across the street from the Convention Center.
Hosted at the Texican, adjacent to the Convention Center
6:30-8:00 p.m.
Opening Night Cocktail Reception
Kick off the conference by networking over complimentary cocktails, light bites, and live music.
Hosted at the Two Mules Cantina, directly across the street from the Convention Center.
Hosted at the Two Mules Cantina within the Texican, directly adjacent to the Convention Center
Monday
8:15-8:30 a.m.
Opening Remarks: Leaders Wanted
Setting the agenda among fellow leaders for the candid conversations, insights, and solutions to come.
Speaker:
Abhi Golhar, Speaker, Innovator, Strategist; Managing Partner, Meridian 84
8:30-9:30 a.m.
Adopt or Perish: Build Your AI Culture Now, or Suffer the Consequences
Explore why businesses lagging in AI, data integration, and process innovation risk obsolescence, with actionable strategies to stay competitive and compliant.
Panelist:
John D. Wood, Attorney & Author, The Humachine: Humankind, Machines, and the Future of Enterprise
Jarred Kessler, Executive, Lead Strategist, Momentum Advisors
Dain Ehring, Advisor, Author, Founding Partner, Dain Allen LLC
AI Culture
9:30-10:10 a.m.
Implementing AI: From Fear to Foundational Workflows
Move beyond AI apprehension—learn how to integrate intelligent systems into core workflows, reduce risk, and drive measurable operational and financial impact.
Moderator:
Marvin Chang, Chief Revenue Officer, GreenLyne; Executive in Residence - FinTech, Duke University
Panelists:
David Alonzo, Chief Technology Officer, Union Home Mortgage
Gagan Sharma, CEO, BSI Financial; Founder & CEO, Bizzy Labs
Chris Willis, Head of Business Development, Foxtrot—Palantir Strategic Partner
AI Culture
10:10-10:40 a.m.
Responsible AI: How to Create Governance around AI Deployment
While AI holds great promise to improve transparency, drive efficiency and eliminate bias it still creates fear for those who don’t understand it or are concerned about its unintended consequences. As leaders, how can we ensure that we implement and use AI responsibly in a well-governed manner?
Moderator:
Danny Gardner, Senior Advisor, Housing Intelligence; Former SVP, Mission & Community Engagement, Freddie Mac
Speaker:
Dr. Michael Akinwumi, Chief AI Officer, National Fair Housing Alliance
AI Culture
10:40-11:20 a.m.
The AI Lending Mindset: From Culture to Credit
Explore how AI is reshaping borrower profiling, underwriting, and risk, while leadership drives adoption through an AI-ready culture and smarter workflows.
- The Fast Track to a Lasting Impact
AI isn’t foolproof, but neither are people; learn how to adapt AI to existing platforms for improving profiling, accelerate approvals, reduce risk, and improve credit access. - Leading Teams Through Transformation
Learn how to foster an AI-ready culture, align leadership, and prepare employees to integrate intelligent workflows into everyday decision-making.
Moderator:
Jeremy Potter, Founder, Next Belt Strategies
Panelists:
Marvin Chang, Chief Revenue Officer, GreenLyne; Executive in Residence - FinTech, Duke University
Dain Ehring, Advisor, Author, Founding Partner, Dain Allen LLC
Greg Schatz, National Sales Director, Allied Mortgage Group
Lending
AI Culture
11:20 a.m.-12:00 p.m.
Going to Extremes: Insurance, AI, & An Affordability Crisis
Converging pressures are hitting the industry unlike anything we've seen before. Toni Moss tackles what’s next, and proactive pathways for leaders in tomorrow's market.
Speaker:
Toni Moss, Founder & CEO, Americatalyst
AI Culture
Insurance
12:00-1:00 p.m.
LUNCH BREAK
1:00-2:00 p.m.
The Un-Affordable Housing Crisis: Tackling the Troubling Truth & Paths Forward
Expert economists will discuss and debate key affordability metrics and factors, such as the FHFA House Price Index (HPI), geographic factors, immigration, migration, employment, and construction trends.
SESSIONS
- A National Crisis: In Search of Local Solutions
Inventory shortages, market volatility, and uneven regional dynamics are reshaping affordability. This session explores how national policy collides with local realities in shaping housing access. - Real Assets, AI Data:
Using AI and Tokenization to allow consumers to build wealth via real estate without buying property - Shared-Equity Products:
Using SE Mortgage products to reduce monthly housing payments - Blockchain on Record:
Blockchain as a way to capture & hold public data & eliminate verification costs
Moderator:
Danny Gardner, Senior Advisor, Housing Intelligence; Former SVP, Mission & Community Engagement, Freddie Mac
Panelists:
Sachin Latawa, Founder & CEO, Tirios
Skye Laudari, Co-Founder & CEO, Crib Equity
Soofi Safavi, Founder & CTO, Elephant Protocol & Staircase
Thomas J. Thompson, Chief Economist, Havas Edge
Capital Markets
Policy & Compliance
Lending
2:00-3:00 p.m.
The New Servicing Script: AI, Ethics, and the Human Equation
As AI reshapes valuations, lending, and servicing, the rules of engagement are changing fast. This session examines how automation and analytics influence behaviors, bias, and operational ethics—while redefining the human roles that remain essential to performance and trust. Learn how leading organizations are balancing innovation with accountability, reducing bias in credit and valuation models, and empowering people to deliver more transparent, data-driven results.
Moderator:
Toni Moss, Founder & CEO, AmeriCatalyst
Panelists:
Leslie Peeler, EVP & Chief Operating Officer, Cenlar FSB
Rebecca Steele, Co-Founder and CEO, GLS.AI
Courtney Thompson, EVP Servicing, CMG Financial; CEO, Consigliera
AI Culture
Servicing
Lending
Policy & Compliance
3:00-4:00 p.m.
The Present & Future of Trust: AI, Compliance & Data in Housing
SESSIONS
- Risks and Opportunities in Servicing Innovations
From reducing bias in models to preparing for open banking and modernizing servicing, leaders in tech, compliance, housing finance, and AI explore how innovation is fundamentally reshaping the housing industry. - The ROI of AI in Housing Analytics
From cutting costs to reducing bias, breaking down how lenders and servicers can evaluate AI adoption through real-world use cases, clear ROI metrics, and smarter use of consumer-permissioned data. - Compliance and Capital in the Age of Open Banking
Explore how looming regulations, open banking, and tokenized assets will reshape compliance and capital markets—unpacking what lenders need to do now to stay ahead without adding friction. - Servicing Transformed by Analytics
Dive into the operational shifts analytics can unlock, from default management to borrower experience, and what cultural, regulatory, and technical changes are required to realize that value. - Global Lessons in Responsible AI
Expert, insider insights on how housing can accelerate AI adoption responsibly—covering governance, bias mitigation, and the role of regulators in setting practical standards.
Moderator:
Eric Lapin, Managing Partner, FinFusion Consulting
Panelists:
John Levonick, Partner, Garris Horn, LLP
Carmella Parker, Professor, Northwestern State University; Chief Legal Officer, Black Wallet
Rob Poulton, Co-Founder, Azulio.ai
Courtney Thompson, EVP Servicing, CMG Financial; CEO, Consigliera
AI Culture
Capital Markets
Servicing
Policy & Compliance
Legal
4:00-5:00 p.m.
The Radical New Business Models: Unlocking AI and Blockchain in Housing Finance
Shaped by shifts in technology and economics, and concerns in climate and debt. It’s time to radically rethink how AI, blockchain, and bold new models can make homeownership more affordable, accessible, and sustainable.
Moderator:
Erwin A. Godoy, Executive Strategist & Innovator, Exponential Scout
Panelists:
Dylan Hall, CEO & Co-Founder, Safe Rate
Adam Kalamchi, Founder, Elephant
Natalia Karayaneva, CEO, Propy
Frank Rohde, Founder & CEO, Ownify
Capital Markets
Lending
Policy & Compliance
5:00-5:45 p.m.
From Data to Decisions: Building Smarter Servicing with Agentic AI
Learn how to turn unstructured and structured data into real business intelligence that transforms servicing performance. This session walks through the AI implementation journey—from identifying use cases and streamlining processes to improving retention, delinquency forecasting, and MSR yields. Experts also unpack the governance and data foundations needed to make AI work responsibly and sustainably.
Moderator:
EJ Kite, Director, Actualize Consulting
Panelists:
Cyril Arokiadoss, SVP of Technology, LoanCare
Charlie Burke, Retired; Former VP, Director of Financial Ops & Digital Initiatives, FHLB Dallas
Yvette Gilmore, SVP, Servicing Product Strategy, ServiceLink
Varma Ravi Penmatsa, Former SVP of Product, Auction.com
Servicing
Valuation
Policy & Compliance
Legal
AI Culture
6:30-8:00 p.m.
HI Expo Conference-Wide Bash
Presented by Vensure Employer Solutions and REOX, join the industry for this final cant-miss networking event of the year, featuring craft cocktails, hors d'oeuvres, live music, and endless opportunities to connect and celebrate with leaders industry-wide.
Tuesday
9:00-9:30 a.m.
Audit, Outsource, & Elevate: Tech-Driven HR Processes
Explores how AI Agents leverage smart audits and global outsourcing to streamline payroll, benefits, and compliance, helping housing finance employers reduce costs, mitigate risks, and scale HR operations with confidence. Powered by Vensure Employer Solutions
Capital Markets
9:30-10:15 a.m.
The Future of the Home Sale: Agent-Free, Agent-Lite, or Agent-Locked?
The traditional role of the agent faces disruption. Will the future of home sales be driven by automation, streamlined “agent-lite” platforms, or reinforced through regulatory and market protection? Explore emerging models, legal implications, and what these shifts mean for brokers, buyers, and innovators across the housing ecosystem.
Panelists:
Victor Montalvo, CEO & Co-Founder, Propbox
Chaz Guinn, Chief Executive Officer, Revolve Capital
Rida Sharaf, Chief Default Officer, RES.NET
Property Management
Capital Markets
10:15-11:00 a.m.
New Regulations, Lower Rates, & New Market Realities: How Aggressive Fed Stance Could Reset Housing
Learn how federal rate cuts, new leadership, and a possible national housing crisis could dramatically shift affordability and market activity. Louis Amaya breaks down what these changes mean on the ground for investors, lenders, and agents—and how to position now for a rise in affordability, originations, and demand.
Moderator:
Louis Amaya, CEO, PEMCO Capital
Panelists:
Quy Huynh, Director of Mortgage Lending, Nexa Mortgage
Graham Mayfield, Former Deputy Director, U.S. Department of HUD
Matt Stadler, Founder, Minded Strategist; former Divisional President, LoanCare
Jasmine Willois, President, US Mortgage Notes; Head of investor Relations, RDM
Lending
Capital Markets
11:30 a.m.
Networking Lunch
Closing out the conference with a final opportunity to close deals and connect with clients.