2026 Agenda-at-a-Glance

Get Ahead of What's Next in Housing Finance

EXPERTISE, INFLUENCE, & IMPACT ACROSS THE INDUSTRY

Expertise that Impacts, on Topics that Matter.

Discover Dynamic Discussion that Actually Benefit your Business


Updated regularly to reflect new events, experts, and panels. Schedule subject to change.

AI Culture

Capital Markets

Lending

Servicing

Valuation

Settlement

Policy & Compliance

Legal

Insurance

Prop Preservation

Asset Resolution

Sunday, November 8

10:00 a.m.-4:00 p.m.

REOX Empowered Certification Course

Exclusive industry-certified training and certification designed to empower leading REO professionals for what's next in default. Special pricing exclusive for REOX members.

Venue TBD

10:00 a.m.-5:00 p.m.

Industry Partner Networking Center

Leading industry partners engaging and collaborating with invited guests in private and semi-private networking labs.

Venue TBD

3:00-5:00 p.m.

AI Design Discussion Forum

This dynamic bonus session, bringing experts into the room to discuss AI implications, applications, and answer burning questions around AI in housing finance.

Venue TBD

4:00-6:30 p.m.

Housing Exchange Fall Summit*

Members and partners of REOX, LegalX, and CapitalX are invited to this by-invitation cocktail networking event, featuring an exclusive introductory keynote and meaningful industry connections.

*Exclusively for members of the Housing Exchange professional groups: REOX, LegalX, and AMX. Must be an active member or invited partner to attend.

Venue TBD

6:30-8:00 p.m.

HIX Opening Night Industry Reception

Kick off the conference by networking over complimentary cocktails, light bites, and live music at this multi-venue industry-wide event.

Venues TBD

Monday, November 9

8:15-8:30 a.m.

Opening Remarks

Setting the agenda for the industry-wide convergence of candid conversations, expert insights, and actionable solutions to come.

8:30-11:45 a.m.

Each Lab hosts a continuous flow of candid, expert-driven conversations on the most critical topics facing each field, with networking breaks between sessions.

Academic Lab: Property Preservation

Regulatory clarity, risk management, and operational reality

Sessions may include:

  • The Smart Property: Sensors, Drones, and Predictive Care
    Harnessing IoT to shift reactive repairs into predictive value-preservation
  • The Vendor Ecosystem Reset
    Accountability at speed and scale through transparent, data-driven systems
  • Preservation at Scale: National Quality Control
    Managing sprawling footprints with real-time precision, quality, and compliance
  • Performance-Oriented Properties: Operations into NOI
    Turning cost centers into optimized value drivers built to boost NOI and asset yield
  • The Green Preservation Mandate
    Navigating the intersection of eco-compliance, energy efficiency, and field services
  • Algorithmic Accountability: The End of the Stare-and-Compare
    How AI-verified work orders are revolutionizing QC without manual oversight

Sheraton Downtown Fort Worth

8:30-11:45 a.m.

Each Lab hosts a continuous flow of candid, expert-driven conversations on the most critical topics facing each field, with networking breaks between sessions.

Academic Lab: Capital Markets

Liquidity, risk, and capital strategy in a data-driven market

Sessions may include:

  • The State of Housing Capital
    Where liquidity, risk appetite, and pricing are heading next.
  • MSRs, Margins & Market Signals
    How investors are evaluating servicing assets today.
  • The AI Investor: When Capital Stops Asking Humans
    Experts explore the liability and reality of machine-mediated capital.
  • Continuous Valuation: The Death of the Quarterly Mark
    Will real-time valuation stabilize, or break accounting and investor patience?
  • Flash Crash Housing: Could AI Break the Bond Market?
    Debating the systemic fragility of correlated models and "kill-switches."
  • A Climatic Collision: Owning the Risk in 2030 and Beyond
    Who eats the loss when climate and insurance led-retreats lead to capital exists?
  • Public vs. Private: The Housing Cold War
    Debating private equity's yields as innovation-drivers, or jeopardizing market stability.
  • Tokenization & the New Bond Order
    Cage match on the future of MBS: does tokenization unlock liquidity, or fragment markets?

Sheraton Downtown Fort Worth

8:30-11:45 a.m.

Each Lab hosts a continuous flow of candid, expert-driven conversations on the most critical topics facing each field, with networking beaks between sessions.

Academic Lab: Property Preservation

Regulatory clarity, risk management, and operational reality

Sessions may include:

  • The Smart Property: Sensors, Drones, and Predictive Care
    Harnessing IoT to move from reactive repairs to predictive maintenance that preserves value
  • The Vendor Ecosystem Reset
    Accountability and speed in national footprints through transparent, data-driven systems
  • Preservation at Scale: National Quality Control
    Managing sprawling footprints with real-time precision AI work-order quality and compliance
  • Performance-Oriented Properties: Operations into NOI
    Turning cost centers into value drivers with optimized operations to boost NOI and asset yield
  • The Green Preservation Mandate
    Navigating the intersection of eco-compliance, energy efficiency, and field services
  • Algorithmic Accountability: The End of the Stare-and-Compare
    How AI-verified work orders are revolutionizing QC without manual oversight
  • Sheraton Downtown Fort Worth

    11:45 a.m.-1:00 p.m.

    Industry Networking Lunch

    Across multiple on-site and off-site venues, join fellow leaders and professionals gather to refuel, regroup, and reconnect over lunch before launching into the afternoon's expertise.

    Venues TBD

    1:15-4:45 p.m.

    LEADERSHIP & INNOVATION FORUM

    Where authority, ingenuity, and collaboration collide, the Leadership Forum is built for professionals across the industry, tackling the hottest topics and pressing issues with candid, solution-driven strategies built for the future of housing finance.

    Sessions may include:

  • The AI-Ready Culture: Breaking the Data Silos
    Execute a blueprint to transition legacy teams into data-first organizations
  • The ROI of Intelligence: Quantifying the Impact
    Measure exactly how AI and machine learning drive P&L and risk mitigation
  • The Ethics of Automation: Maintaining the Public Trust
    Deploy autonomous systems while safeguarding transparency and consumer fairness
  • Architecting the New Org Chart: Humans + Machines
    Redefine job descriptions for a world of machine logic and human intent
  • The Talent Synthesis: Managing the Hybrid-Human Workforce
    Apply strategies to lead a new breed of algorithm-fluent professionals
  • The Crisis & Cures in the Uninsurable: New Capacity Models
    Architect new capacity-sharing models for homes in climate-strained markets
  • 5:00-6:00 p.m.

    The Debrief: Industry Expert Cocktail Hour

    Attendees are invited directly downstairs to an elevated, networking cocktail hour, directly after the day's final sessions end. Unwind over cocktails and hors d'oeuvres directly with the experts and fellow professionals, then prepare for the campus-wide, multi-destination industry celebration.

    West + Stone, Sheraton Downtown Fort Worth

    6:30-10:00 p.m.

    HIX DOWNTOWN TAKEOVER

    The Industry's Ultimate Destination Celebration

    Here, HIX's downtown campus takes center stage, with a peerless, unforgettable, industry-wide networking celebration across multiple, walkable, fully private venues, each offering unique menus, cocktails, and opportunities to make meaningful, lasting connections. This is the party the entire industry will be buzzing about.

    Venues TBD

    Tuesday, November 10

    8:30-11:30 a.m.,

    1:00-5:00 p.m.

    HIX Partner Networking Suites

    Private and semi-private hospitality suites, the place right on the industry's main hub for leaders to connect and make the most meaningful impact possible.

    Sheraton Downtown Fort Worth

    8:30-11:45 a.m.

    Each Lab hosts a continuous flow of candid, expert-driven conversations on the most critical topics facing each field, with networking beaks between sessions.

    Academic Lab: Asset Resolution & REO*

    Disposition strategy, compliance, and market execution

    *All Asset Resolution & REO sessions at HIX are exclusively for REOX members and partners. Must be an REOX member or invited partner to participate.

    • The State of Default & Distressed Assets
      What volume, timelines, and outcomes look like now
    • Preparing for the Next Cycle
      Lessons learned and strategies to stay ahead of what's next
    • The Dashboard is the Boss: Running the Resolution Factory
      Real-time data visualization and "command centers" for REO lifecycle management
    • Follow the Money: Identifying Real ROI in Tomorrow’s Market
      Pinpoint shifting profit centers across REO, SFR, and distressed assets
    • Agent Growth Series: Scaling for the National Panel
      Master the tech and strategy needed to break into elite servicer panels
    • Distress, Disrupted: Human Intelligence vs. Machine Control
      Build audit-proof operations that balance automation with human intuition
    • The Pre-Foreclosure Pivot: Strategies for Early Resolution
      Maximize recovery through aggressive short sale and deed-in-lieu strategies
    • Predictive Rehab & ROI: Engineering the Equity Trigger
      Apply hyper-local data to automate repairs and maximize equity returns

    Sheraton Downtown Fort Worth

    8:30-11:45 a.m.

    Each Lab hosts a continuous flow of candid, expert-driven conversations on the most critical topics facing each field, with networking beaks between sessions.

    Academic Lab: Servicing

    Performance, compliance, and portfolio resilience

    Sessions may include:

    • Servicing Economics in a Higher-for-Longer Environment
      Managing costs and margins under sustained pressure.
    • AI in Servicing Operations
      Applying automation to customer engagement, workflow, and risk detection
    • Solving for Day Zero: Predictive Modeling for Early Intervention
      Using behavioral data to predict delinquency and initiate pre-payment mitigation
    • Agentic AI in Servicing: From Tasks to Autonomy
      Deploying autonomous agents to manage complex workouts and escrow resolutions
    • The Crisis-Proof Predictive Portfolio
      Apply data-driven insights to secure retention amidst economic volatility
    • Modeling the Next MSR: The Data-Driven Valuation
      Utilize granular data and duration forecasting to reshape MSR trading
    • Hyper-Personalized Retention
      Leverage behavioral signals to offer individualized, loyalty-locking refis
    • The Self-Healing Escrow
      Automate tax and insurance to eliminate manual errors and administrative drag

    Sheraton Downtown Fort Worth

    10:00-11:30 a.m.

    LegalX + Capital Market Connect*

    An exclusive opportunity for the industry's leading law firms and investment firms/hedge funds to privately connect over a light brunch and candid, industry-defining conversations.

    *Open exclusively to LegalX members, LegalX partners, and invited guests.

    Sheraton Downtown Fort Worth

    12:00-1:15 p.m.

    Industry Networking Lunch

    Across multiple on-site and off-site venues, join fellow leaders and professionals gather to refuel, regroup, and reconnect over lunch before launching into the afternoon's expertise.

    Venues TBD

    1:30-4:30 p.m.

    Each Lab hosts a continuous flow of candid, expert-driven conversations on the most critical topics facing each field, with networking beaks between sessions.

    Academic Lab: Legal*

    Risk management, enforcement, and regulatory clarity

    *All Legal sessions at HIX are exclusively for LegalX members and partners. Must be a LegalX member or invited partner to participate.

    Sessions may include:

    • The Legal Landscape in Housing Finance
      Key developments shaping risk exposure
    • The Automaton in Your Office: AI Inside the Default Firm
      Utilizing AI to streamline discovery, automate drafting, and save on rote tasks
    • When the Code Goes on Trial
      Who is liable when algorithms fail? Analyzing the next wave of AI litigation
    • Killing the Foreclosure Machine
      A strategic blueprint to rebuild broken, legacy processes for a digital world
    • Legalese into Logic
      Translating complex regulations into executable code for zero-defect compliance
    • Ethics of the "Digital Associate"
      Managing attorney oversight and professional standards in machine-generated law
    • The Secret Sentinel
      Governing AI and Fintech in real-time without stifling essential innovation

    Sheraton Downtown Fort Worth

      1:30-4:30 p.m.

      Each Lab hosts a continuous flow of candid, expert-driven conversations on the most critical topics facing each field, with networking beaks between sessions.

      Academic Lab: Lending

      Origination strategy, borrower realities, and responsible growth

      Sessions may include:

      • Lending in an Affordability-Constrained Market
        How lenders are adapting products and designing offerings that scale within scrutiny
      • AI in Credit Decisioning & Underwriting
        Where automation adds value—and where human judgment remains critical
      • Instant Decisioning: Moving Beyond the Credit Score
        Leveraging alternative data and real-time analytics for instant POS approvals
      • Agentic AI in Origination: From Processors to Pilots
        Deploying autonomous agents to manage document hierarchies and closing workflows
      • Predictive Pipeline Management: Identifying Intent
        Maximizing machine learning to engage high-intent borrowers before they shop around
      • The Zero-Defect Factory: AI-Powered Compliance
        Applying automated audit frameworks to eliminate loan file defects and manual drag
      • Hyper-Personalized Product Matching
        Utilizing micro-market data to offer specific loan products that lock in borrowers
      • The Seamless Secondary: Bridging the Capital Gap
        How high-precision data can compress the timeline to the secondary market

      Sheraton Downtown Fort Worth

      2:30-4:00 p.m.

      REOX Connect*

      This private event is solely for members of the REO Housing Exchange (REOX), Asset Management Exchange (AMX) members, servicing professionals, LegalX members, and invited experts to convene, connect, and collaborate over critical topics and best practices in REO and default.

      *Exclusively for REOX members, AMX members, LegalX members, and invited industry leaders.

      Sheraton Downtown Fort Worth

      4:00-5:00 p.m.

      REOX Bash*

      Carry over the conversations from REOX Connect to the "after" party to close out REOX's outsized impact on HIX in style.

      *Exclusively for REOX members, AMX members, LegalX members, and invited industry leaders.

      Venue TBD

      4:30-6:00 p.m.

      CLOSING CONFERENCE CONNECT

      Closing out the conference with a final opportunity to close deals and connect with clients.

      Venues TBD

      Resolution & REO Lab

      Two Events, All Day Expertise—Only at HI Expo


      Updated regularly. Schedule subject to change.

      Sunday

      7:00 p.m.

      Opening Night Industry Social

      Monday

      9:30- 11:30 a.m.

      REO NEXT

      General Event

      Discover what’s on the horizon for REO professionals with unparalleled insights into the future market outlooks, servicer expectations, and AI applications for improved workflows, faster closings, and so much more.

      9:40-10:25 a.m.

      GSE & Institutional Buyers Outlook

      Expert-derived perspectives on investor appetite, affordable housing mandates, and institutional acquisition trends.

      10:25-11:00 a.m.

      AI and the Future of REO: Smarter Valuations, Faster Turnarounds, Better Outcomes for All

      Explore how agents can leverage AI to enhance—not replace—their expertise, relationships, and strategic decision-making, by streamlining operations, reducing risk, and helping agents close faster with greater accuracy.

      11:05-11:45 a.m.

      Panel: Servicer + Agent Synergy in 2026

      New expectations for agent responsiveness, digital compliance portals, escalation workflows, and property condition metrics.

      11:45-11:55 a.m.

      Closing Remarks and Invitation to REOX Connect

      12:00-2:00 p.m.

      NETWORKING LUNCH

      2:30- 5:00 p.m.

      REOX CONNECT

      Members-Only Event

      This private event is solely for members of the REO Housing Exchange (REOX), servicing and asset management professionals, and invited experts.

      • Accelerate Your Experience
        Join REOX for full access to every REO-related expert-driven course and networking opportunity throughout HI Expo.

      2:30-2:45 p.m.

      The Shift in Default Markets

      Opening Keynote

      Insightful macro trends in foreclosure, asset acquisition, FHA/VA shifts, and investor appetite. Addressing upcoming REO pipeline expectations and field readiness.

      2:50-3:30 p.m.

      The Real-Time REO Playbook

      How asset managers are redefining speed, compliance, and neighborhood preservation in 2026. Ground-level innovations from REO vendors and brokers.

      3:40-4:20 p.m.

      REOX Advisory Council Critical Update

      Senior REO leaders to cut through noise and map what’s next in asset resolution and pre-foreclosure. Drawing on decades of field experience, council members will unpack:

      • How to adjust to new shifts in the foreclosure market
      • Emerging compliance pressures
      • The expanding role and implementations of AI
      • Inventory pipelines, vendor standards, and data-driven triage
      • Strategies for more efficient execution and automation
      • Insights on where to invest and how to align to the next cycle

      Translating insights into practical playbooks for brokers, servicers, and investors.

      4:20-4:35 p.m.

      The Road Ahead in Housing

      Default housing and REO are entering a phase of rising delinquencies, fragmented opportunities, and stricter compliance demands. Success will hinge on agile operations, data-driven tools, and resilient partnerships.

      4:40-4:50 p.m.

      Operation Homefront/VFSAC

      4:50-5:00 p.m.

      Closing Remarks & the Future of REOX

      5:30-6:30 p.m.

      REOX BASH

      Tuesday

      9:00 a.m.

      VRM Presents: Accelerating REO Success: Precision Under Pressure

      Your ROI in REO demands precision under pressure. Hosted within the Housing Intelligence Expo, this dynamic session dives deep into real-world challenges, practical strategies for efficient communication and success in REO.

      REGISTER NOW TO SAVE.

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